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As 2017 drew to a close, Congress passed the Tax Cuts and Jobs Act—tax reform legislation that affects both individuals and businesses.

They listen to our stories and complaints when no one else is around. They encourage us to get off the couch and be active when we're feeling lazy. They comfort us, provide a sense of security and never judge us.

Big data breaches among companies like Yahoo, Target and Equifax in recent years have presented a few alarming questions, the least of which is: If these large companies with reasonable IT and security budgets can't protect themselves, how can smaller businesses and individuals?

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