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Big data breaches among companies like Yahoo, Target and Equifax in recent years have presented a few alarming questions, the least of which is: If these large companies with reasonable IT and security budgets can't protect themselves, how can smaller businesses and individuals?

So, you're going to be a parent. Exciting? Yes. Scary? Certainly. While finances may seem to be a daunting part of your new, more fiscally responsible life, this is just the beginning of navigating all that having a child brings. No doubt, you want to be debt-free with a solid retirement plan in place and the ability to take care of college costs. Don't be afraid to ask for help from a professional to put a plan in place designed to reach your goals—the best way to overcome fear is to acknowledge concerns and make a plan to address them.

We all like to think our children or grandchildren are practically geniuses, but some things just don't come intuitively. Wise money habits, for example. Everyone needs to learn the value of a dollar, how to make money work toward our goals and how to protect our financial legacy, even little kids. In fact, the sooner you start the better. When your little ones aren't so little anymore, you'll have the comfort of knowing they understand and appreciate the power of financial planning and the role money plays in their lives. But how do you know what's appropriate at every age and the best way to impart these important life lessons? Follow along as we walk through the milestones that mark the path to financial literacy and, hopefully, wisdom.

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