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Not all joint checking accounts are born from marriages, but a good majority of them are. An article from The Huffington Post cites "finances" as number seven in The 10 Most Common Reasons People Get Divorced. "It's not usually the lack of finances that causes the divorce," authors Lisa L. Payne, Kim Olver and Deborah Roth write, "but the lack of compatibility in the financial area."

If you haven't saved enough for retirement, you've still got time.

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