Make the most of your money.
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- Category: Financial
Ladies, you could stop worrying about your investments by taking control with three Free Market steps to making better investment decisions. Stop worrying about your money not working hard enough to support your lifestyle, or missing out on the market.
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Do you have health-care or dependent-care (daycare) costs that you pay for out of pocket? Does your employer offer a Flexible Spending Account (FSA)? If you answered YES to both of these questions then you could be saving money by utilizing your employer sponsored Flexible Spending Account.
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In some families, money is a topic spoken of only by the grown-ups and behind closed doors. But cultivating healthy spending and saving habits early-on is critical in an age of credit cards and looming college debt. Here are some tips for growing a relationship of healthy monetary discussion between parents and children:
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Setting financial goals for your family can feel like an overwhelming, and frankly scary, undertaking. Worse, though, is ignoring that monster in the closet until it’s too late to make a plan for your child’s education or your own retirement. So, you fall in love, get married, and start a family. During this time, there are too many distractions for most families to sit down and map out a plan. After the dust settles, the worry of financial goals usually hits the to-do list. When this time comes, it’s important for you to be part of that process. And keep this in mind, establishing goals and a strategy will ease worry and stress about your future. You may need to adjust your goals along the way, but having a blueprint to start with will make things a lot easier.
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Recently enacted retirement plan disclosure obligations make regulations for plan sponsors and plan service providers more black and white. Sponsors and providers will benefit from the two fee disclosure rules, put in place in 2012, and in particular, the regulations will reduce the number of problems that come up regarding fees.
