Recent Financial Articles

Countdown to Retirement

Countdown to Retirement

As your retirement approaches, you’re bound to have concerns about the changes ahead. Why not put your mind at ease by taking steps to take charge of your new financial reality? In addition to working with a financial advisor to manage your financial affairs, be...

Pay You First

Pay You First

Who will pay for your retirement? Statistics show that you must plan on providing for seventy-five percent of your retirement income from your savings or investments. Be a smart investor; don’t plan on receiving any government help! Plan to cover one hundred percent...

Minimizing Portfolio Risk in a Rising-Rate Environment

The U.S. Federal Reserve and central banks around the world responded to the 2008 financial crisis by keeping key interest rates at or near zero. But as the economic recovery gains steam, there are signs that rates are on the verge of rising. Given this environment,...

Investing Basics: What Are Your Options?

Investing Basics: What Are Your Options?

Many people believe that the only options in their Individual Retirement Account (IRA) are account type and which publicly traded stocks to choose from. We all want to see our investments grow. With the turbulent market over the past decade, unfortunately, many people...

Gold: Wear It. Don’t Invest in It.

Gold: Wear It. Don’t Invest in It.

Gold, silver, platinum, and other precious metals are beautiful on you, but they don’t make good investments, according to Maria J. Wordhouse Kuitula and Phyllis J. Veltman Wordhouse, Free Market Wealth and Stewardship Coaches. Read on for their take on the...

Converting Your Assets to an IRA When You Retire

Rolling a 403(b) or 457 plan account into an IRA could be worth consideration for many retirees. Making a switch may provide access to greater investment flexibility, portability, and the value of professional management during retirement. If you're about to retire—or...

Before You Write Your Will

Before You Write Your Will

Writing a will is not as simple as it sounds. For most people, it requires important decisions on how to divide assets, who to select as an executor and beneficiaries, what to do about amounts owed by you and debts owed to you, and how to adequately provide for...

Protecting Your Retirement Investments During a Job Transition

Protecting Your Retirement Investments During a Job Transition

The current economic and market environment has prompted many Americans to rethink their retirement strategies. If you are experiencing a job transition—particularly if the transition is unplanned and unexpected—such a reassessment may be particularly important for...

Your Financial Life Stages

Your Financial Life Stages

Investors have many difficult decisions to make, in each stage of their lives, and every financial decision is based on your virtues. You must do what is best for your family throughout all of your and their financial life’s stages. The first financial life stage is...

Can Money Buy Happiness?

Can Money Buy Happiness?

I do not believe there is a direct correlation between money and happiness. Some of the richest people in the world are not happy; they can never have enough. Some of the happiest people are those who follow their calling and do not have a dollar to their name....